Staff Software Engineer, Liquidity Management

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value. The mission, should you choose to accept it, is to pioneer and scale Ripple Treasury's liquidity platform into the future. If you enjoy solving complex business problems in a fast-paced, collaborative, and iterative environment this might be the right role for you! We are seeking an innovative and forward-thinking Staff Software Developer passionate about building a world-class platform through a world-class team. Creating technical software excellence and spearheading application development in design, implementation, and maintenance to make magic happen. About the Liquidity Management TeamThe Liquidity Management team is at the forefront of a major modernization initiative, reimagining how enterprise treasury teams manage liquidity across a global landscape. We're not just maintaining what exists — we're rebuilding from the ground up with a bold vision: a modern, intuitive user experience with fast, streamlined workflows that make complex treasury operations feel effortless; a cloud-native architecture built on the latest technologies, designed for scalability, resilience, and speed; and first-class support for both traditional fiat currencies and digital assets, positioning Ripple Treasury at the leading edge of where treasury is headed. What You’ll Do – Be a Force Multiplier:Technical Leadership & Architecture: Drive architectural decisions for the platform, balancing scalability, maintainability, and rapid deployment goalsEstablish technical standards and design patterns that enable the team to ship features faster with fewer defectsLead technical design reviews and provide constructive feedback that elevates the team's architectural thinkingIdentify and eliminate technical debt strategically, creating roadmaps that improve both developer velocity and system reliabilityTeam Enablement & Mentorship:Mentor mid-level and senior engineers, helping them grow into technical leadership rolesBreak down complex, ambiguous problems into actionable work that distributes effectively across the teamEstablish coding standards, review practices, and testing strategies that improve overall code qualityChampion engineering methodologies including observability, incident response, and production excellenceShare your enthusiasm for tech trends, explore and learn new technologies, engage with tech communities, mentor fellow engineers, and lead in technical design and code evaluationsEnhance Agility:Drive adoption of modern engineering practices that improve developer experience and productivityLead post-mortems and blameless retrospectives that turn incidents into learning opportunitiesStrategic Technical Vision:Anticipate future scalability challenges before they become blockers (e.g., handling 10x growth in transaction volume)Evaluate emerging technologies and recommend when/how to adopt them (e.g., new ML frameworks, database technologies)Balance technical excellence with pragmatic delivery, knowing when "good enough now" beats "perfect later"Ownership & Accountability:Own critical systems end-to-end, from design through production supportTake responsibility for production reliability and proactively prevent incidentsStep into ambiguous situations and drive them to resolution without needing explicit directionLead by example in code quality, documentation, and operational excellenceMake tough technical trade-off decisions and clearly communicate the reasoningWhat You’ll Work On:Core platform modernization — the team is rebuilding the platform from the ground up: a modern, intuitive UX with fast workflows, and a cloud-native architecture designed for scalability, resilience, and speedReal-time cash/liquidity data pipelines — building systems that give treasury professionals real-time transparency into cash and liquidity positions across banks, accounts, currencies, and legal entities worldwideDigital asset support — engineering first-class support for both traditional fiat currencies and digital assets as part of the platform's forward-looking visionAI features — developing and optimizing machine learning models for the GSmart AI engine that predicts cash flows and enables businesses to balance accounts in real time while making complex funding decisionsEssential Knowledge / Experience:Years & Scope: 8+ years of professional software engineering experience3+ years working on complex, business-critical systems in productionExperience working on products with significant scaleStrong communication skills with experience working in cross functional projectsTrack record of delivering projects that span multiple quarters and require coordination across teamsTechnical Leadership:Led technical designs that were implemented by teams of 3+ engineersMade architectural decisions that had lasting impact on system capabilitiesEstablished technical patterns that were adopted across the teamCloud & Infrastructure:Proficiency with at least one major cloud platform (preferably Azure)Experience with containerization (Docker) and orchestration (Kubernetes)Understanding of infrastructure as code and CI/CD pipeline designKnowledge of observability: logging, metrics, tracing, and alerting strategiesExperience with microservices deployment patterns and service mesh conceptsCore Technologies:Deep expertise with C#/.NETExpert in relational databases (SQL Server ideally), including query optimization, indexing strategies, and data modelingDeep experience in building large scale multi-tenant enterprise applicationsExperience building and maintaining RESTful APIs and understanding when to use alternative patterns (GraphQL, gRPC, webhooks)Deep knowledge in building applications using React, TypeScript, JavaScript, and related technologies WHO WE ARE: Do Your Best Work The opportunity to build in a fast-paced start-up environment with experienced industry leadersA learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in. Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership TeamWe come together for moments that matter which include team offsites, team bonding activities, happy hours and more!Take Control of Your Finances Competitive salary, bonuses, and equityCompetitive benefits that cover physical and mental healthcare, retirement, family forming, and family supportEmployee giving matchMobile phone stipendTake Care of Yourself R&R days so you can rest and rechargeGenerous wellness reimbursement and weekly onsite & virtual programmingGenerous vacation policy - work with your manager to take time off when you need itIndustry-leading parental leave policies. Family planning benefits.Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun eventsBenefits listed above are for full-time employees. Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance. Please find our California, UK/EU, Singapore, DIFC, ADGM, Australia, and Switzerland Applicant Privacy Notice for reference.