Portfolio Manager Development Program

About Our Company By joining Amegy Bank, you will become part of a trusted community-focused banking team, serving industry-leading financial tools and solutions. With more than 75 locations across Houston, Dallas-Fort Worth, and Central Texas, Amegy is dedicated to serving Texas communities, families, and businesses of all sizes. Amegy Bank’s unique approach allows local management to lead through community connections and business insights, offering the stability and support of a large bank, but with the grassroots relationships, agility, and empowerment of a community bank.   Having grown from some 20 employees to more than 1,000 statewide over the span of 30 years, Amegy Bank has maintained an “Everyone Counts” culture in which differences are valued and respected, and all employees are encouraged to contribute to business objectives. Ideas are always welcome, and opportunity is never far away. Join us and contribute what makes you unique. For more information: www.amegybank.com/personal/careers/early-career Banker Development Program The Amegy Bank Banker Development Program (BDP) Portfolio Management path is a rotational credit and underwriting training program designed to provide a solid foundation in the basics of banking.  The program’s Portfolio Management path develops Credit Analysts into well-rounded bankers with strong underwriting, portfolio maintenance, risk management and communication skills. It offers a defined career path which begins with classroom training followed by rotations through various lending and underwriting departments and builds into a Portfolio Manager. The BDP challenges Credit Analysts to grow and develop their skills at a set pace, empowering graduates to launch their career in banking.  MARKETS WE’RE HIRING FOR HoustonDallas-Fort WorthSan Antonio Qualifications Minimum Requirements (please make sure you meet each of these before applying) Undergraduate or graduate major in Business or Economics (undergraduate Finance and Accounting majors preferred)Minimum overall GPA of 3.06 hours of accounting courses (9 hours of accounting courses, including Intermediate Accounting I, preferred) Additional Qualifications Excellent communication, presentation, and interpersonal skillsDetail oriented, organized, analytical, with proven problem-solving abilitiesLeadership skills and community involvementHighly motivated, self-starter attitudeInternship/prior work experience   Please attach a RESUME (including current GPA and anticipated graduation date) and a current unofficial TRANSCRIPT (showing all classes) to your application.  PROGRAM PHASES:  Phase 1: Initial Training Phase 1A: Classroom Classroom training at Amegy Bank’s headquarters in Houston for 4.5 months. Credit Analysts attend 5 weeks of training at Zions Technology Center in Midvale, Utah.  TOPICS COVERED  Banking and analytical conceptsBank-specific system and operational trainingSelf-study courses to teach the analytical process and decision-making techniques needed to make sound credit decisions Credit underwritingAssignments based on case studiesProfessional etiquette and sales trainingIntroductions to senior managementSoft skills training  1B: Credit and Special Assets Group Exposure Cumulative Credit and Special Assets Group exposure in Credit Analyst’s permanent market for 1.5 months. TOPICS COVERED  Partner with Credit Risk Officers on underwriting and credit approvalsObserve financial analysis and loan structuringLearn portfolio monitoring and risk grading practicesCollaborate with Special Assets Group on problem loan managementUnderstand credit recovery and workout strategies Phase 2: Rotations The rotational phase is 13-19 months of on-the-job training through assignments to specific groups in Credit Analyst’s permanent market. Credit Analysts will rotate through 5-7 groups, with each rotation lasting approximately 2.5 months. Responsibilities Collaborate with Portfolio Managers to monitor and manage existing client portfolios and shadow internal credit discussionsUnderwrite financial analysis and credit packagesParticipate in loan approval presentationsConduct periodic reviews of portfolio credit risk and performanceAttend seminars and ongoing trainingBuild one-on-one working relationships with high-level decision makersSupport credit renewals and modifications for existing clientsShadow Relationship Managers in client and prospect meetings as appropriate ROTATIONS   Commercial BankingPrivate BankingCorporate BankingHealthcare and Not-for-ProfitCommercial Lending Services Exposure to: Commercial Real Estate, Energy Phase 3: Placement Placement into a lending group as an Associate takes place approximately 19-25 months after beginning the BDP, depending on number of rotations, performance, and staffing needs.  Placement as an Associate into a lending group is the monumental conclusion to the Banker Development Program.  This placement from the Portfolio Management path is a steppingstone on an analyst’s journey to become a Portfolio Manager, responsible for underwriting, portfolio maintenance, and risk management. CAREER PROGRESSION Credit AnalystAssociate, Officer (19-25 months)*Assistant Vice President, Portfolio Manager II (3 to 4 years)*Vice President (5+ years)*Estimated career progression based on time after starting employment and performance. Zions Bancorporation’s Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.