Summary
✨ AI‑Generated
A Software Engineer II role focused on building and operating high-reliability services in a mission-critical real-time payments environment. You will contribute across design, development, testing, production readiness, rollout, architecture reviews, and operational excellence while writing secure, resilient code with modern cloud and development practices.
Highlights
Career-growth opportunity for a Software Engineer II working across the full software development lifecycle in a mission-critical real-time payments environment. The role offers hands-on development, architecture and code reviews, production readiness, automation, resiliency, and operational excellence.
Description
Job Description
You're ready to gain the skills and experience needed to grow within your role and advance your career — and we have the perfect software engineering opportunity for you.
As a Software Engineer II at JPMorgan Chase within the Corporate & Investment Bank Real-Time Payments organization, you will be a hands-on engineer promoting the RTP product through the full software development lifecycle—from design and development through testing, production readiness, and rollout.
You will deliver high-quality features and services, actively participate in architecture and code reviews, and uphold robust standards for automation, resiliency, and operational excellence in a mission-critical real-time payments environment.
Job Responsibilities
Executes standard software solution, design, development, and technical troubleshootingWrites secure and high-quality code using the syntax of at least one programming language with limited guidanceLeverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standardsDesigns, develops, codes, and troubleshoots with consideration of upstream and downstream systems and technical implicationsApplies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automationApplies technical troubleshooting to breakdown solutions and solve technical problems of basic complexityGathers, analyzes, and draws conclusions from large, diverse data sets to identify problems and contribute to decision-making in service of secure, stable application developmentLearns and applies system processes, methodologies, and skills for the development of secure, stable code and systems
Required Qualifications, Capabilities, And Skills
Bachelor's Degree in Computer Science, Cybersecurity, Data Science, or related disciplines2+ years of formal experience or certification on software engineering concepts Hands-on practical experience in system design, application development, testing, and operational stabilityExperience in developing, debugging, and maintaining code in a large corporate environment with one or more modern programming languages and database querying languagesHands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, testing, troubleshooting, or documentation) with demonstrated ability to critically evaluate and validate AI-generated outputsUnderstanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectationsExperience across the whole Software Development Life CycleExposure to agile methodologies such as CI/CD, Application Resiliency, and Security
Preferred Qualifications, Capabilities, And Skills
Hands-on development experience with Java and Spring Boot/Spring Core, including building REST APIs and integrating with downstream systemsWorking knowledge of React (or strong willingness to contribute to UI components as needed) and test automation using JUnitFamiliarity with event-driven concepts and tooling (e.g., MQ and/or Kafka) and distributed system fundamentals (retries, timeouts, idempotency)Exposure to caching technologies (e.g., Redis and/or GemFire) and performance-minded development practicesWorking experience with Agile delivery and tooling: Jira for execution tracking and Confluence for documentationBasic cloud/platform exposure and willingness to learn: AWS, Kubernetes, Terraform (hands-on experience preferred but not required depending on team needs)Strong engineering fundamentals: clean code, code reviews, debugging, and clear written communicationExperience in payments or regulated financial services, especially high-availability and low-latency systemsExperience operating production services (incident response, post-incident reviews, observability, runbooks)Familiarity with secure SDLC practices, including vulnerability remediation and dependency hygieneExposure to AI/LLM-enabled development workflows (used responsibly) for productivity improvements (e.g., code assistance, test generation, documentation drafts)
ABOUT US
J.P.
Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors.
Our first-class business in a first-class way approach to serving clients drives everything we do.
We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.
We are an equal opportunity employer and place a high value on diversity and inclusion at our company.
We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.
Visit our FAQs for more information about requesting an accommodation.
About The Team
J.P.
Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments.
Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries.
The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.