Senior Software Engineer

Want to join an innovative tech team, in a culture people actually stick around for? Join Lumi to grow your career long term and solve real problems for real businesses, with great people. WHO IS LUMI? We are a leading Fintech small business lender fuelling growth by making finance more accessible. We deliver fast & flexible funding designed to meet the unique needs of Australian businesses. With over $1.5 billion funded since 2018 and backing for 15,000+ small businesses, we're trusted for our speed, high quality service, and tailored approach. WORKING AT LUMI We are building a culture where you can grow and make a difference for customers. We are looking for people to join us on this journey who are passionate, curious and great problem-solvers. We are incredibly proud of our awards, including most recently our Deputy CEO, Anna Hawter, receiving the Finnies’ 2025 Outstanding FinTech Leader of the Year award. We have ranked in the top #3 on the Australian Financial Review BOSS Best Places to Work Banking, Superannuation and Financial Services list. We ranked #36 among the fastest-growing technology companies in Australia in the 2022 Deloitte Technology Fast 50 Australia. We are also WeMoney’s Small Business Lender of the Year – two years running. We foster a workplace where everyone feels a sense of respect and can reach their full potential. If you need any adjustments for a fair recruitment process, please let us know when applying. OUR VALUES Egos at the door We own. We don’t judge. We don’t blame. We are open. We are in this together. See the customer We show up. We understand. We anticipate. We do what we say. We genuinely focus on solutions. Think lean We make things simple. We are resourceful. We understand the problem. We think ahead. Learn to grow We are curious. We challenge. We try. We fail forward. We learn. We try again. THE ROLE Lead the end-to-end design and delivery of features across Lumi’s lending, risk management and customer service systems, working closely with engineers, product managers, designers and business stakeholders.Improve the reliability, security, scalability and maintainability of our platform through sound architectural decisions and strong practices across testing, observability and code review.Raise the capability of the engineering team by mentoring others, sharing knowledge and helping evolve our technical standards and practices.Explore and apply AI technologies where they can improve customer outcomes, internal processes or engineering productivity. THIS PERSON IS SOMEONE WITH… Demonstrated experience operating as a senior full-stack engineer, ideally building production applications with TypeScript and React.Strong engineering fundamentals and experience working with distributed systems or microservices.Strong practices across automated testing, security, observability, code review and incident response.A track record of owning complex features from shaping and estimation through delivery, rollout and production support.Sound judgment when balancing customer value, delivery speed, technical quality, cost and long-term maintainability.Experience mentoring engineers and positively influencing technical standards and team practices.Experience with, or curiosity about, using generative AI tools effectively as part of the software development.Clear communication skills and the ability to work effectively with both technical and non-technical stakeholders. BENEFITS & PERKS Wellbeing: Free counselling, seasonal activities, wellbeing allowance, wellness room, flu shots Work Life: Home workspace allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, rooftop BBQs Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions Community Support: Paid volunteer leave, celebrations, company volunteer days Career & Growth: Rapid advancement opportunities, higher education sponsorship, hackathons