Technical Product Owner - Payments

Job Description What is the opportunity? Our Enterprise Payments team is modernizing high-value and real-time payment platforms, and we're looking for a motivated Technical Product Owner to grow with us. In this role, you will serve as a key connector between business stakeholders, operations, compliance, and engineering — supporting the analysis, design, delivery, and validation of payment solutions in a regulated financial services environment. You will contribute to outcomes across the product lifecycle, helping embed regulatory controls and best practices into every stage of delivery. If you have a foundation in payments technology and a drive to expand your expertise across complex, cross-functional initiatives, this is the role for you. What will you do? Key Responsibilities Support the product backlog, roadmap, and delivery activities for payment processing and platform modernization initiatives under the guidance of senior team members.Translate business objectives into clear functional and technical requirements across concurrent priorities.Participate in requirements elicitation, solution design, and cross-functional alignment across multiple lines of business.Analyze and document payment capabilities with a focus on Correspondent Payment routing, and contribute to initiatives spanning Domestic and Cross-Border payments, SWIFT MT/MX messaging, and ISO 20022 standards.Support the integration of sanctions screening, AML controls, and regulatory requirements into payment workflows and system design.Identify potential issues, conflicts, and risks; escalate and collaborate on mitigation strategies as needed.Contribute to AI-assisted delivery practices across the SDLC to support automation and continuous improvement.Build working relationships across business units and platforms, collaborating with teams to define deliverables and ensure initiatives are effectively integrated into procedures and processes. What do you need to succeed? What You Bring 3–5 years in Financial Services, Payments, or Banking Technology, with at least 2 years in Technical Product Ownership, Business Systems Analysis, or an equivalent role.Hands-on experience with Correspondent Payment routing, including an understanding of payment message flows, routing logic, and settlement processes.Exposure to High-Value Payments, SWIFT MT/MX messaging, or ISO 20022 standards (deep expertise not required).Familiarity with sanctions screening, AML controls, or regulatory compliance considerations in a payments context.Experience working in Agile, Scrum, or SAFe delivery models with the ability to communicate effectively with technical and business stakeholders.Strong written and oral communication skills with the ability to document requirements clearly and present findings to diverse audiences.Organized, deadline-driven, and able to manage multiple priorities simultaneously. Key Skills Correspondent payment routingSWIFT MT/MX ISO 20022Sanctions & AMLProduct Backlog ManagementAgile/SAFeStakeholder ManagementSystem Integration AnalysisAI-Assisted DeliveryJIRA Confluence What's in it for you? Competitive compensation, bonuses, flexible benefits, and stock options where applicable.Coaching, stretch opportunities, and world-class training.Progressive accountabilities in a high-performing, collaborative team.Culture built on mutual success. Job Skills Agile Methodology, Business Data Analysis, Business Process Modeling, Commercial Acumen, Communication, Critical Thinking, Decision Making, Group Problem Solving, Interpersonal Relationship Management, Requirements Analysis Additional Job Details Address: 180 WELLINGTON ST W:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: TECHNOLOGY AND OPERATIONS Job Type: Regular Pay Type: Salaried Posted Date: 2026-08-06 Application Deadline: 2026-09-06 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.